Take Home Pay Calculator

Stop Guessing! Calculate Your Real UK Take-Home Pay in Seconds.

We all know the feeling: you get a new salary figure, but trying to work out what you’ll actually clear after tax, National Insurance, and everything else can feel like solving a complex puzzle. Juggling Tax Codes, pension schemes, and student loan plans is enough to make anyone stressed!

We believe financial clarity shouldn't be a mystery. That’s why we built the most advanced, yet easiest-to-use UK Take-Home Pay Calculator for the current 2025/2026 tax year—and it’s completely free for you to use on our site.

More Than Just a Basic Estimate

Unlike standard tools that only offer rough figures, our sophisticated calculator gives you the reliable numbers you need to budget and plan. We've built in the logic to handle the complex scenarios that matter:

• Custom Tax Codes: Get an accurate calculation based on your specific HMRC tax code.

• Pension Schemes: Accounts for both Net Pay (pre-tax) and Relief at Source (post-tax) contributions.

• Student Loans: Handles deductions for all four current plans: Plan 1, Plan 2, Plan 4, and the Postgraduate Loan.

• Scottish Tax: Instantly applies the unique Scottish Income Tax bands if you're resident in Scotland.

Simply input your gross salary and watch it instantly break down every deduction, giving you your precise annual, monthly, and weekly take-home figures.

Ready to gain total control over your finances?

Try our Take Home Pay Calculator here.